I have muffin tops?

The other day my owners were laughing and talking about how I have "muffin tops" or something? I have no idea what they're talking about. Apparently, these so called "muffin tops" are when your fat and skin roll over your belt, giving the look of the top of a muffin as it flows over the side of the cupcake cup.

Obviously, I do not wear pants or a belt but I do wear a collar and I guess these photos are proof of my muffin tops. You be the judge...

Whatever. I'm just a growing puppy with a lot of skin and some puppy fat. So I have a little extra skin and it hangs over my collar; big deal. OK, and maybe when I sit the skin hangs over my hips.

OK, I give up. I totally have muffin tops.